Travelling can be such a daunting thing to plan. With so many travel insurance agencies to choose from, determining the most appropriate one can be extremely challenging. Luckily for you, we have taken time to research some of the most reputable names in the industry, compared their features and chosen the ones that would give you satisfactory services. Travel credit cards is the main criterion based on in choosing agencies that would best serve you.
The following are the top travel agencies and credit cards that give best benefits on travel insurance:
- Allianz Global Assistance
This is one of the world’s largest travel insurance companies. Allianz Global Assistance is owned by Allianz SE, a company that has largely diversified in travel insurance. As a result of the company’s huge size in this industry, you would expect it easily feature one of the best insurance credit card or cards.The company offers its customers the best travel insurance at the lowest rate. And it’s not just the rates that Allianz Global Assistance solid reputation but also its efficiency in working on claims and resolving customer complaints. If you are planning long trips that are bound to last for several months, Allianz should be the way to go. Whereas most providers tend to have a 3-months limit, the company stretches to as long as 6 months.
The Cover-More Group, a giant Australian insurance provider, owns Travelex. The company is highly respected for its ability to quickly process claims and also charge lower rates on the travel credit card. A quick look at the online customer feedback indicates that vast majority of these customers are pleased with the insurance policies. This doesn’t come as a surprise considering that Travelex has a $50K medical treatment coverage and an impressive $500K for medical evacuation. For those who buy their plan in the 21 days of the initial trip deposit, the company has a policy of covering losses emanating from pre-existing medical conditions. This is a provision not available by most travel insurance plans. Besides just covering medical conditions, Travelex provides cover for almost just anything from baggage delays to missed connections.
- Travel Guard
Travel Guard is a subsidiary of AIG, the parent company. Similar to the two companies discussed above, Travel Guard offers its customers outstanding travel insurance with regards to the terms attached to the travel credit cards. Security is one of the main features about its travel credit cards that keeps customers excited about the company. By including RFIDSHIELD into the travel credit card, the company guarantees its customers a whooping five years of protection. The feature is able to protect as much as 12 to 15 credit cards.
- John Hancock
The contract offered by John Hancock is pretty simple, straightforward and easy to read. But that’s not what makes it feature on this list. The insurance company’s travel credit card terms are some of the most favorable in the industry. Customers are given an opportunity to get rewards for each purchase made on their credit card while the interest rates are kept low. Furthermore, the introduction of John Hancock ePay has attracted more people to this travel insurance agency. With ePay, individuals are able to make payments quickly and conveniently from their checking or savings account. As such innovations continue to be seen from the company, one can only expect it to continue holding a higher rank in the industry.
IMG has over the years been seen as the best travel insurance when viewed from the prospect of going on adventure, but there is more to be offered by the firm. The company charges favorable rates with regards to travel credit card, making it a formidable force to reckon with. It also has a generous medical coverage of $500K, which means you won’t have to worry about tackling a large medical bill in the event of an illness or an injury. Furthermore, there is a $1M evacuation limit thus you can always be assured that you will make it home safely.
In conclusion, the above are the top travel insurance agencies that give some of best benefits on travel insurance. You can always pick any of your liking.